What debt collection covers
Debt collection covers payment demands, settlement, summons, judgments, enforcement, and debt-related court processes.
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Practice area
Debt Collection
Understand letters of demand, judgments, execution, debt review, and find debt collection lawyers.
South African lawJurisdiction-specific legal context.Problem-led pathsStart with common legal issues.Location-awareFind relevant help near you.Book when readyCompare lawyers and book.
Problem pathways
Start with the debt problem
Choose the issue first, then narrow by service and location.
Debt matter
Someone owes me money
Understand demand letters, payment records, settlement options, and lawyer discovery.
Debt matterI received a demand letter
Start with the claim, deadline, documents, and response options.
Debt matterThere is a judgment against me
Understand judgment, enforcement, rescission questions, and debt help paths.
Debt matterMy salary may be attached
Learn about emoluments attachment, garnishee orders, and urgent advice points.
Debt matterDebt review problem
Explore debt review, rearrangement orders, credit agreements, and next steps.
Debt matterSheriff execution
Understand warrants, attachment, execution steps, and lawyer discovery.
Services
Common services
Letter of Demand
Demand letters, payment deadlines, settlement steps, and evidence preparation.
View serviceSummons and Judgment
Court papers, default judgment risks, and response options.
View serviceDebt Enforcement
Warrants, execution, attachment, and sheriff processes.
View serviceGarnishee Orders
Salary attachment, emoluments attachment orders, and employer deductions.
View serviceDebt Review
Debt review, rearrangement orders, and credit agreement disputes.
View serviceSettlement Negotiation
Payment arrangements, settlement terms, and record keeping.
View serviceOverview
Debt collection overview
Common debt disputes
Common disputes involve unpaid invoices, loan agreements, credit agreements, judgments, warrants, salary attachments, and payment arrangements.
When legal help is useful
Legal help is useful when deadlines are short, court papers arrive, assets or salary may be attached, or a settlement needs to be negotiated.
Resources
Debt collection resources
Letter of Demand TemplateDownloadable PDF checklist for preparing a formal payment demand before legal action.
Browse resourcesDebt Recovery ChecklistChecklist for invoices, contracts, payment history, demand letters, and proof of debt.
Summons Response GuideGuide to court papers, deadlines, response options, and documents to prepare.
Judgment Enforcement GuideGuide to warrants, sheriff steps, attachment risks, and settlement records.
Glossary
Debt collection terms
Debt Collection TermsTerm
Debt CollectionLetter of Demand
A written demand asking someone to pay, perform, or fix a breach before further legal steps are considered.
Explore termDebt Collection TermsTerm
Debt CollectionDebt review
A National Credit Act process for over-indebted consumers to have qualifying credit agreements assessed and restructured through a debt counsellor and court-related process.
Explore termDebt Collection TermsTerm
Debt CollectionGarnishee order
A common name for a court-backed salary or debt deduction process, often used loosely for an emoluments attachment order.
Explore termDebt Collection TermsTerm
Debt CollectionExecution
The court-enforcement process used to give effect to a judgment or order, often through a sheriff, warrant, writ, attachment, or sale process.
Explore termDebt Collection TermsTerm
Debt CollectionWarrant Of Execution
A court document authorising the sheriff to enforce a judgment, often by attaching property.
Explore termDebt Collection TermsTerm
Debt CollectionSection 129 Notice
A notice under the National Credit Act that may be required before a credit provider starts certain debt-enforcement steps.
Explore termFAQs
Debt collection FAQs
What is a letter of demand?
It is a formal demand for payment or performance before further legal steps may follow.
What happens after summons?
The next steps depend on whether the claim is defended, settled, ignored, or proceeds to judgment.
Can my salary be attached?
Salary attachment depends on the correct legal process and order. Speak to a qualified legal professional for advice.
When should I speak to a debt collection lawyer?
Speak to a lawyer when court papers arrive, deadlines are close, enforcement is threatened, or a debt is disputed.
Lawyer discovery
Debt collection lawyers
Brett Bentley
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Firm discovery
Debt collection law firms
Heneke Attorneys Inc
2 lawyersNo reviews yet
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CGG INC Attorneys
5 lawyersNo reviews yet
Criminal Law South Africa
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England Slabbert Attorneys Inc.
2 lawyersNo reviews yet
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Hahn & Hahn Attorneys
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Locations
Location discovery
Related areas
Related practice areas
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