Credit bureau
An organisation that keeps and reports credit information used by lenders and other authorised users.
Definition
Credit bureau records can affect access to loans, rentals, accounts, and other financial decisions. A dispute often starts by checking the credit report, account history, judgment or default listing, identity information, prescribed debt questions, and the process for correcting inaccurate information.
Key takeaways
An organisation that keeps and reports credit information used by lenders and other authorised users.
Banking and Finance
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Related legal problems
This glossary provides general information only and does not constitute legal advice.
Common situations
Credit report dispute
Incorrect default listing
Identity theft credit issue
Related resources
Resources and guides
Banking and Finance Document Pack
Banking and Finance Document Pack: prepare Credit agreement, Loan agreement, Security documents and identify missing records before legal advice.
Banking and FinanceChecklistBanking and Finance Fee and Scope Guide
Prepare fee and scope questions for a banking and finance matter by separating consultation fees, fixed fees, hourly work, disbursements, official fees, exclusions, approval rules, and invoice controls.
Banking and FinanceClient Document PackConsumer Complaint Evidence Pack
Consumer Complaint Evidence Pack: organise Receipt, Invoice, Contract and a dated evidence index before your consultation.
Consumer ProtectionChecklistCredit And Finance Checklist
Credit And Finance Checklist for preparing documents, facts, dates, and questions connected to banking and finance.
Banking and FinanceFAQs
Credit bureau FAQs
What does Credit bureau mean?
An organisation that keeps and reports credit information used by lenders and other authorised users.
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