Policyholder
The person or entity that owns or holds rights under an insurance policy, subject to the policy terms and applicable insurance rules.
Definition
The policyholder may not always be the same person as the insured life, beneficiary, driver, claimant, or premium payer. Insurance disputes should identify who holds the policy, who is insured, who claimed, who benefits, what the policy says, and what communications or disclosures were made.
Key takeaways
The person or entity that owns or holds rights under an insurance policy, subject to the policy terms and applicable insurance rules.
Insurance Law
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Related legal problems
This glossary provides general information only and does not constitute legal advice.
Common situations
Insurance claim dispute
Policyholder complaint
Beneficiary dispute
Related resources
Resources and guides
Insurance Law Evidence Pack
Insurance Law Evidence Pack: organise Policy wording, Policy schedule, Claim form and a dated evidence index before your consultation.
Insurance LawChecklistInsurance Law Fee and Scope Guide
Prepare fee and scope questions for a insurance law matter by separating consultation fees, fixed fees, hourly work, disbursements, official fees, exclusions, approval rules, and invoice controls.
Insurance LawClient Document PackCivil Litigation Consultation Pack
Civil Litigation Consultation Pack: prepare Summons, Notice of motion, Pleadings and identify missing records before legal advice.
Civil ProcedureFAQs
Policyholder FAQs
What does Policyholder mean?
The person or entity that owns or holds rights under an insurance policy, subject to the policy terms and applicable insurance rules.
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