Waiting period
A policy period during which certain insurance benefits, cover, or claims may be limited or unavailable after the policy starts or changes.
Definition
A waiting period should be checked against the exact policy wording and schedule because it may apply only to certain benefits, conditions, illnesses, events, or claim types. The practical review should compare the policy start date, waiting-period clause, event date, claim date, premium status, exclusions, disclosure documents, and any written explanation from the insurer.
Key takeaways
A policy period during which certain insurance benefits, cover, or claims may be limited or unavailable after the policy starts or changes.
Insurance Law
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Related legal problems
This glossary provides general information only and does not constitute legal advice.
Common situations
Waiting period dispute
Insurance claim rejected
Policy exclusion
Related resources
Resources and guides
Insurance Law Evidence Pack
Insurance Law Evidence Pack: organise Policy wording, Policy schedule, Claim form and a dated evidence index before your consultation.
Insurance LawChecklistInsurance Law Fee and Scope Guide
Prepare fee and scope questions for a insurance law matter by separating consultation fees, fixed fees, hourly work, disbursements, official fees, exclusions, approval rules, and invoice controls.
Insurance LawChecklistInsurance Claim Checklist
Insurance Claim Checklist for preparing documents, facts, dates, and questions connected to insurance law.
Insurance LawFAQs
Waiting period FAQs
What does Waiting period mean?
A policy period during which certain insurance benefits, cover, or claims may be limited or unavailable after the policy starts or changes.
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