Insurance exclusion
A policy clause that removes or limits cover for certain losses, causes, conduct, items, periods, or circumstances.
Definition
An insurance exclusion must be read with the full policy wording, definitions, schedule, endorsements, claim facts, disclosure records, and the insurer's stated reasons. The practical question is whether the exclusion applies on the facts, whether the wording is clear, and whether the insurer followed fair claim and complaint processes.
Key takeaways
A policy clause that removes or limits cover for certain losses, causes, conduct, items, periods, or circumstances.
Insurance Law
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Related legal problems
This glossary provides general information only and does not constitute legal advice.
Common situations
Insurance exclusion dispute
Rejected insurance claim
Policy wording dispute
Related resources
Resources and guides
Insurance Law Evidence Pack
Insurance Law Evidence Pack: organise Policy wording, Policy schedule, Claim form and a dated evidence index before your consultation.
Insurance LawChecklistInsurance Law Fee and Scope Guide
Prepare fee and scope questions for a insurance law matter by separating consultation fees, fixed fees, hourly work, disbursements, official fees, exclusions, approval rules, and invoice controls.
Insurance LawClient Document PackCivil Litigation Consultation Pack
Civil Litigation Consultation Pack: prepare Summons, Notice of motion, Pleadings and identify missing records before legal advice.
Civil ProcedureFAQs
Insurance exclusion FAQs
What does Insurance exclusion mean?
A policy clause that removes or limits cover for certain losses, causes, conduct, items, periods, or circumstances.
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