When It Applies

Not For

• Calculating rescission prospects, drafting rescission papers, ignoring enforcement, or deciding court strategy without urgent legal advice.

Documents

• Summons
• Return of service
• Judgment notice
• Warrant
• Sheriff documents
• Salary attachment records
• Bank records
• Payment proof
• Dispute evidence
• Question list

Timeline

• Immediately: identify judgment or enforcement signal.
• Before consultation: collect court papers, service details, explanation records, and defence evidence.
• During consultation: confirm urgency route and missing court-file records.
• Afterwards: calendar enforcement and filing dates.

Tips

• Do not wait for the sheriff to return before getting advice.
• Court file records may matter as much as creditor letters.
• Keep enforcement documents separate from settlement discussions.
• Ask before signing consent or payment terms if you dispute the claim.

Warning Signs

• Sheriff sale, salary attachment, bank attachment, or employer notice is close.
• You never received the summons.
• The claim is old, disputed, paid, or unfamiliar.
• You are asked to sign a consent judgment or acknowledgement urgently.